Pradhan Mantri Awas Yojana - Urban (PMAY-U)

PMAY-U aims to provide "Housing for All" in urban areas. It provides financial support and interest subsidies on home loans for EWS, LIG, and MIG categories.

• Interest subsidy up to 6.5% on home loans
• Direct financial assistance for house construction
• Preference for women as owners/co-owners
• Sustainable and eco-friendly construction technologies used

• Families with annual income up to ?18 lakh (depending on category)
• The family should not own a pucca house in India
• Aadhaar card is mandatory

• Aadhaar Card
• Voter ID / PAN Card
• Income Certificate / Salary Slips
• Property related documents
• Bank Account Statement

1. Visit pmay-urban.gov.in
2. Click on "Citizen Assessment"
3. Select appropriate category (e.g., Slum Dwellers or Benefit under 3 components)
4. Enter Aadhaar and fill the form
5. Submit and track application using Application ID